Interest Free Credit

Winsor Bishop finance option from 0%

Winsor Bishop offers a comprehensive finance option powered by V12 to make every step of your Winsor Bishop journey easy. Our finance options allow you to spread the cost on all purchases over £750*, we offer a wide range of payment terms for you to consider from 6 – 36 months, with a 20% minimum deposit.

On approved agreements on 6 & 12 months credit terms, you’ll be able to enjoy 0% finance and on approved agreements on 24 & 36-month credit terms, a competitive interest rate of 7.9% APR will be applicable. Finance options are only available on full price items and exclude watches from our pre-owned collection and sale items.

Loan terms: 6, 12, 24 & 36 months’ loan periods are available

Interest rates applied:

0 - 36 months = 0% interest rate (see excluded products below)

24 & 36 months = 7.90% interest rate

Minimum spend: £850 at retail

Maximum loan – V12: £15,000

Maximum loan – Barclays: £50,000

Minimum deposit: 20% of sales price

Method of deposit: Deposits paid by the customer must be collected by a chip and pin enabled bank debit or credit card registered in the name of the customer. This must be the same card as that used for the customer identification check during the application process.

Excluded products: Finance is not available on sale items. For Rolex, Patek Philippe and pre-owned watches, 0% finance is only available up to 12 months (24 & 36 months finance is available at 7.90%).

Cost of each finance agreement to Winsor Bishop: The charges are a percentage of the value of the loan amount – it excludes any deposit. V12 Barclays Interest free over 12 months 5.35% 4.50% Interest free over 24 months 9.20% 7.50% Interest free over 36 months 12.90% 12.0% 7.90% over 24 months 2.50% 0.00% 7.90% over 36 months 3.00% 0.00%


0%(APR) Finance Available In Store

Our finance offer is available on in store and online purchases.

To buy on finance, please visit us or telephone our Norwich store.

*Winsor Bishop Credit is powered by V12 Finance. Finance is available subject to status, please see our terms and conditions for more details.

Regulatory information

 Winsor Bishop Limited is a company registered in the UK, registration number 04934858.

Registered office: 39-43 London Street, Norwich, Norfolk, NR2 1HU.

Winsor Bishop Limited acts as a credit broker and offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance.

The consumer credit service is provided by Secure Trust Bank PLC trading as V12 Retail Finance.

Winsor Bishop Limited is authorised and regulated by the Financial Conduct Authority. Our registration number is FRN716645.

Credit provided subject to age and status. For more information please visit www.v12retailfinance.com.